Hello! Welcome to another session with your ASMR financial advisor - today, specifically, an ASMR mortgage advisor complete with writing sounds and equations, soft spoken and whispered explanations, and unintentional rain sounds (from about halfway through the video). Let's relax, sleep, and learn ❤️
00:00 Welcome and mortgage introduction
05:09 worked example of fixed rate mortgage + interest payments work, satisfying paper/writing sounds
11:12 what is an adjustable rate mortgage and why you *might* choose one
14:11 WW1-2 mortgage anecdote (a.k.a. why you might *not* choose an adjustable rate mortgage)
17:30 What to bring to your mortgage appointment
19:30 How to get a low interest rate on your mortgage
21:26 How to figure out if your estimated monthly mortgage payments will fit in your budget
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